The insurance you need when self-employed

Enjoy the freedom of being your own boss, while building a safety net to protect your finances.

Browse the insurance products that self-employed workers need most. Compare quotes, and apply online for coverage.


Health Spending Account (HSA)

An HSA lets you to run your personal medical expenses through your business, giving you a huge tax advantage. You can also write off expenses that are usually not covered under standard health insurance plans, like mental health or orthodontics. If you have employees, HSAs are also great option to manage the cost of health benefits. 

Risks covered 

Out of pocket health expenses. 

Critical illness insurance

This insurance pays a lump sum if you were to be diagnosed with an illness. This lump sum can be used to supplement you income, cover any out of pocket costs of treatment, or to go on a groovy vacation when you conquer your illness. 

Risks managed 

Inability to work, critical illness.

Term life insurance

Term life insurance provides a tax-free and lump sum amount that can be used to cover your outstanding debts, and help your family maintain their standard of living in case of your premature death.

Risks managed

Loss of life.

Personal accident insurance

This insurance product replaces your income for a set period of time if an accident leaves you disabled and unable to perform your regular job or day-to-day activities.

Risks managed

Inability to work resulting from an accident. 

Disability insurance

This insurance product replaces your income if you experience a disability. A disability is any condition that prevents you from working such as an injury resulting from an accident, major depression, cancer and cardiovascular issues.

Risks managed 

Inability to work, critical illness.

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